Fee Schedule
SHARE & SHARE DRAFT ACCOUNT FEES:
|
Entrance/Membership Fee |
None |
|
Deposited checks returned unpaid |
$25.00 |
|
Statement Reprint |
$3.00 per statement |
|
Stop Payment (ACH, check or bill pay transaction) |
$20.00 |
|
NSF (non-sufficient funds) and Courtesy Pay Fee |
$30.00/overdraft |
|
Account Balance Assistance (1 hour minimum) |
$10.00/hour |
|
Overdraft Transfers from "linked account" share accounts only |
FREE |
|
Incoming Wire Fee (deducted from deposit/payment) |
$15.00 |
|
Outgoing Wire Fee |
$30.00 |
|
Dormant Account Escheat Fee (after the 25th month of dormancy) - an account is considered dormant if there has been no financial activity or member-initiated correspondence for at least one year. We may assess a fee when an account is inactive for at least 25 months. To avoid the fee, members can simply make a deposit/withdrawal, or initiate contact with Pinpoint FCU. |
$50.00 |
|
ALTERNATE CHECKING ACCOUNTS: |
|
|
Alternate Route Checking (second chance checking without rewards) |
$5.00/month |
|
Essential Checking paper statement fee (Free with e-statements) |
$3.00/month |
|
Epic Bazing Checking (rewards checking) |
$6.00/month |
|
Extreme Bazing Checking (rewards and interest-bearing checking account) – fee is waived if member maintains a $1,000 account balance or a $500 monthly direct deposit. |
$10.00/month |
|
OTHER FEES: |
|
|
Account history between statement cycles |
$0.25/page |
|
Bad Mailing Address |
$5.00/occurence |
|
Corporate Share Draft - payable to third party |
$2.00 |
|
Payment by Phone |
$5.00/occurrence |
|
Fax: after 1st page in 570/toll free area code |
$.25/page |
|
Fax: after 1st page outside of 570 area code |
$.50/page |
|
Money Order |
$1.00 |
|
Writ of Execution |
$100.00 |
|
Government Levy |
$100.00 |
|
Visa® Gift Card |
$2.00 |
|
Visa® Travel Money Chip Card |
$5.00 |
|
Copy Fee |
$0.25/page |
|
Overnight Mail Fee |
higher of $15.00 or cost of shipment |
|
Foreign Check Collection Fee |
1% of check or $10.00 maximum |
|
Non-member Check Cashing Fee - Individual must present valid ID and be in our field of membership or be requesting to cash a member’s check (Pinpoint Checks only) |
2% of the check |
|
Subordination Agreement (Home Loans) |
$300.00 |
|
Non-member Coin Machine Fee (Limit may be applied for cash exchange) No charge for members |
7% of the coin exchange |
|
VISA® DEBIT/CREDIT CARD: |
|
|
Replacement Credit Card PIN |
$2.00 |
|
Replacement Card |
$10.00 |
|
NSF (non-sufficient funds) and Courtesy Pay Fee |
$30.00/overdraft |
|
Rushed Card Fee |
$50.00/card |