Fee Schedule

SHARE & SHARE DRAFT ACCOUNT FEES:

Entrance/Membership Fee

None

Deposited checks returned unpaid

$25.00

Statement Reprint

$3.00 per statement

Stop Payment (ACH, check or bill pay transaction)

$20.00

NSF (non-sufficient funds) and Courtesy Pay Fee

$30.00/overdraft

Account Balance Assistance (1 hour minimum)

$10.00/hour

Overdraft Transfers from "linked account" share accounts only

FREE

Incoming Wire Fee (deducted from deposit/payment)

$15.00

Outgoing Wire Fee

$30.00

Dormant Account Escheat Fee (after the 25th month of dormancy) - an account is considered dormant if there has been no financial activity or member-initiated correspondence for at least one year. We may assess a fee when an account is inactive for at least 25 months. To avoid the fee, members can simply make a deposit/withdrawal, or initiate contact with Pinpoint FCU.

$50.00

ALTERNATE CHECKING ACCOUNTS:

Alternate Route Checking (second chance checking without rewards)

$5.00/month

Essential Checking paper statement fee (Free with e-statements)

$3.00/month

Epic Bazing Checking (rewards checking)

$6.00/month

Extreme Bazing Checking (rewards and interest-bearing checking account) – fee is waived if member maintains a $1,000 account balance or a $500 monthly direct deposit.

$10.00/month

OTHER FEES:

Account history between statement cycles

$0.25/page

Bad Mailing Address

$5.00/occurence

Corporate Share Draft - payable to third party

$2.00

Payment by Phone

$5.00/occurrence

Fax: after 1st page in 570/toll free area code

$.25/page

Fax: after 1st page outside of 570 area code

$.50/page

Money Order

$1.00

Writ of Execution

$100.00

Government Levy

$100.00

Visa® Gift Card

$2.00

Visa® Travel Money Chip Card

$5.00

Copy Fee

$0.25/page

Overnight Mail Fee

higher of $15.00 or cost of shipment

Foreign Check Collection Fee

1% of check or $10.00 maximum

Non-member Check Cashing Fee - Individual must present valid ID and be in our field of membership or be requesting to cash a member’s check (Pinpoint Checks only)

2% of the check

Subordination Agreement (Home Loans)

$300.00

Non-member Coin Machine Fee (Limit may be applied for cash exchange) No charge for members

7% of the coin exchange

VISA® DEBIT/CREDIT CARD:

Replacement Credit Card PIN

$2.00

Replacement Card

$10.00

NSF (non-sufficient funds) and Courtesy Pay Fee

$30.00/overdraft

Rushed Card Fee

$50.00/card