WHAT DOES PINPOINT FEDERAL CREDIT UNION DO WITH YOUR PERSONAL INFORMATION?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons Pinpoint Federal Credit Union chooses to share; and whether you can limit this sharing.
|Reasons we can share your personal information:||Does Pinpoint share?||Can you limit this sharing?|
|For our everyday business purposes— such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus||Yes||No|
|For our marketing purposes— to offer our products and services to you||Yes||No|
|For joint marketing with other financial companies||Yes||Yes|
|For our affiliates’ everyday business purposes— information about your transactions and experiences||N/A||N/A|
|For our affiliates’ everyday business purposes— information about your creditworthiness||N/A||N/A|
|For our affiliates to market to you||N/A||N/A|
|For nonaffiliates to market to you||No||We don’t share|
To limit our sharing
If you are a new customer/member, we can begin sharing your information from the date we sent this notice. When you are no longer our customer/member, we continue to share your information as described in this notice.
However, you can contact us at any time to limit our sharing.
Call 570.742.3903 or go to https://pinpointfcu.org/
Who we are
|Who is providing this notice?||Pinpoint Federal Credit Union|
What we do
|How does Pinpoint protect my personal information?||To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.|
|How does Pinpoint collect my personal information?||We collect your personal information, for example, when you
|Why can’t I limit all sharing?||Federal law gives you the right to limit only
|What happens when I limit sharing for an account I hold jointly with someone else?||Your choices will apply to everyone on your account.|
|Affiliates||Companies related by common ownership or control. They can be financial and nonfinancial companies.
|Nonaffiliates||Companies not related by common ownership or control. They can be financial and nonfinancial companies.
|Joint marketing||A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Other important information
Pinpoint Federal Credit Union makes disclosures to other nonaffiliated companies for everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.
The Pinpoint mobile app periodically collects, transmits, and uses geolocation information for enabling features that prevent fraudulent card use and alerts, but only if the End User expressly authorizes collection of such information. Geolocation information can be monitored on a continuous basis in the background only while the Solution is being used or not at all, depending on the End User’s selection. The End User can change his/her/their location permissions at any time in their device settings.